Selling calculator

Estimate your net proceeds, break-even price, and minimum acceptable offer — and compare incoming offers side by side.

Sale

Asking price

Accepted offer

Original purchase price

Context only

Debt payoff

Remaining mortgage balance

HELOC balance

Other liens / payoffs

Commissions

Listing agent commission

Buyer agent commission

Selling costs

Closing costs

Seller concessions

Repairs

Improvements

Staging

Moving costs

Other pre-closing expenses

Goal

Desired minimum net proceeds

Drives minimum acceptable offer

Estimated net proceeds

$165,000

At a $500,000 sale, you'd net about $165,000 after $35,000 in selling costs and $300,000 in debt payoff.
Commissions alone are $30,000. Your break-even sale price is $324,468 — sell below that and you'd bring money to closing.
To walk away with at least $150,000, you'd need to accept at least $484,043.

Breakdown

Gross sale price: $500,000
Commissions: − $30,000
Total transaction costs: − $35,000
Total debt payoff: − $300,000
Net proceeds: $165,000
Break-even sale price: $324,468
Minimum acceptable offer: $484,043

Offer scenarios (±5%)

Offer	Costs	Net proceeds
$475,000	$33,500	$141,500
$500,000	$35,000	$165,000
$525,000	$36,500	$188,500

All figures are estimates for informational purposes only and are not financial, legal, tax, lending, appraisal, or real estate advice. Verify all numbers with licensed professionals before making decisions.